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Privacy Policy

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FACTS WHAT DOES RIVER VALLEY COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account balances and Payment history
  • Transaction history and Account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons River Valley Community Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does River Valley Community Bank share? Can you limit this sharing?
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-- to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 530-755-0418 or go to www.myrvcb.com

 

What we do
How does River Valley Community Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does River Valley Community Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Apply for a loan or Make deposits or withdrawls from your account
  • Give us your income information
We also collect your personal information from other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • River Valley Community Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • River Valley Community Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • River Valley Community Bank doesn't  jointly market.
Other Important Information
Other Privacy Statement
If you believe that someone has had unauthorized access to your account with us, or access to personal information about you, please notify us immediately so we can take action to protect you. In addition, you may also contact your local law enforcement agency, and the Federal Trade Commission (FTC). To speak with an FTC telephone counselor, call toll-free 1-877-IDTheft (1-877-438-4338). Or, to enter information about your complaint into an FTC online database, sign on to www.consumer.gov/idtheft.